Appraisal services for Virginia Beach and Virginia Beach City County homeowners

See the top seven reasons VA homeowners need Home Insight, Inc. :

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to lower a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a VA divorce, when real estate property needs to be divided
To settle an estate in Virginia Beach City county or VA by determining the true market value of real estate in question

Need help deciding the value of your home in or near Virginia Beach, VA?
Contact Home Insight, Inc. .

At Home Insight, Inc. , we understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Home Insight, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to cancel PMI

A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. Home Insight, Inc. is seasoned in helping people just like you rid themselves of unnecessary PMI insurance.

Challenging Virginia Beach City county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down or not appreciating as much as other houses nearby. This means you are paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Home Insight, Inc. is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. An appraisal from Home Insight, Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.